Get Started →UAE Payment Gateway Comparison · Paymennt vs Nomod
No fixed fees is appealing. Until you run the numbers at volume.
Nomod competes well — no monthly fee, solid integrations, and competitive rates. But for businesses crossing AED 60,000–80,000/month in qualifying categories, Paymennt's MCC rates quietly become the lower option. The maths is below.
Start Free Compare PlansNomod is a genuine competitor — no fixed fees, good integration options, and rates that are competitive for lower-volume businesses. It's a solid choice if you want to avoid any monthly commitment and your volume doesn't yet justify a premium tier.
Paymennt becomes the better option when: (1) your category qualifies for MCC rates from 1.85% or below, and your volume makes the Premium plan's AED 99/month a net saving; (2) you need subscriptions, event ticketing, or a built-in shop that Nomod doesn't offer; (3) you want a dedicated account manager at scale. Or, just excellent service!
| Plan | Paymennt | Nomod |
|---|---|---|
| Monthly fee | ✓ AED 0 (Basic) or AED 49/99 (Standard/Premium) | ✓ AED 0 (no fixed fees) |
| Standard rate | 2.9% + AED 1 (Basic) / 2.6% + AED 1 (Standard) | 2.37%–2.57% + AED 0.80 |
| Lowest rate (qualifying) | From 1.85% or below (MCC, Premium) | 2.37% + AED 0.80 (best available) |
| Rate type | MCC category-based on Premium | Flat per tier |
Pricing calculator on the Paymennt website shows your exact cost.
| Feature | Paymennt | Nomod |
|---|---|---|
| Payment links | ✓ All plans | ✓ Yes |
| Platform integrations | ✓ Shopify, WooCommerce, API | ✓ Multiple integrations |
| Online shop (built-in) | ✓ All plans | ✗ Not offered |
| Subscriptions / recurring | ✓ Premium + AED 50/month | ✗ Not offered |
| Event ticketing | ✓ All plans | ✗ Not offered |
| Dedicated account manager | ✓ Premium | ✗ Not offered |
| UAE-based support | ✓ Yes | ⚠ Shared support |
| PCI DSS Level 1 | ✓ Yes | ✓ Yes |
Take an academy processing AED 80,000/month:
- Nomod (2.37% + AED 0.80 × ~300 transactions): AED 1,896 + AED 240 = AED 2,136/month
- Paymennt Premium Education (from 1.85% or below + AED 1 × 300 + AED 99): From AED 1,480 + AED 300 + AED 99 = from AED 1,879/month — and lower as volume grows
At AED 80,000/month the Premium rate is roughly at break-even with Nomod. Above that, every AED of additional volume costs less on Paymennt's category rate. The crossover point varies by transaction count and category — for many qualifying businesses it sits between AED 50,000–80,000/month.
Nomod handles one-off payment collection effectively. Where it doesn't extend: subscription billing (gym memberships, monthly tuition, recurring service fees), event ticketing, or a built-in online shop. If your business has any of those revenue streams, Paymennt is the fuller platform — and Nomod would require a separate tool alongside it.
The dedicated account manager on Paymennt Premium is also worth noting at growing volumes — a real person attached to your account rather than a shared support queue.
Competitor pricing and feature information on this page is sourced from publicly available sources and was accurate at time of writing. Rates and product features change — always verify current pricing directly with each provider before making a decision. Paymennt pricing is accurate as listed on paymennt.com/pricing.
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Most businesses qualifying for category rates find the Premium crossover within 2–3 months of growth.
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