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UAE Payment Gateway Comparison · Paymennt vs PayTabs

PayTabs is built for large enterprises. Are you one yet?

AED 183/month before a single transaction processes. PayTabs targets MENA enterprise — retail chains, government integrations, high-volume merchants. Paymennt targets UAE businesses at every stage, including the stage you're at right now.

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The short version

PayTabs is a serious gateway for large MENA merchants — governments, enterprise retail, businesses processing millions monthly across multiple countries. Their MENA regional coverage and enterprise SLAs are genuine advantages at that scale.

For UAE SMEs: AED 183/month is a high fixed cost before volume justifies it. Paymennt offers a free entry plan, UAE-specific features (WhatsApp links, Arabic support), MCC category rates from 1.85% or below, and full management from a mobile app — without requiring enterprise-level volume to make the economics work.

Pricing
PlanPaymenntPayTabs
Entry / free plan✓ AED 0/month (Basic)✗ AED 183/month minimum
Paid tiersAED 49/month (Standard) / AED 99/month (Premium)AED 183+/month / Enterprise
Minimum annual costAED 0 (Basic)AED 2,196 (minimum)
MCC category rates✓ From 1.85% or below (Premium) — published⚠ Available on inquiry — not publicly listed
Target marketUAE businesses — startup to enterpriseMENA enterprise / government
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Features
FeaturePaymenntPayTabs
Payment links (email, SMS, WhatsApp, any channel)✓ All plans✗ Not a focus
Built-in online shop✓ All plans✗ Not included
Subscriptions / recurring✓ Premium + AED 50/month⚠ Enterprise plan
Event ticketing✓ All plans✗ Not included
Mobile app (full management)✓ Full iOS & Android⚠ Limited
MENA multi-country coverage⚠ UAE focus✓ Full MENA
Dedicated account manager✓ Premium✓ Enterprise
UAE-based support✓ Yes✓ Regional
PCI DSS Level 1✓ Yes✓ Yes
The volume threshold

PayTabs' AED 183/month plan makes sense when you're processing enough volume that the fixed cost becomes a rounding error. At AED 1,000,000/month, AED 183 is negligible overhead. At AED 20,000/month, it adds nearly 1% to your effective rate before a single transaction fee.

Paymennt's tiered structure scales with you: start free on Basic, upgrade to Standard (AED 49) when volume warrants, upgrade to Premium (AED 99) when category rates produce a net saving. At no point do you commit to enterprise-level fixed costs before your business justifies them.

UAE-first vs MENA-regional

PayTabs covers the broader MENA region — a genuine advantage for businesses operating in multiple countries. If you're UAE-only, that regional coverage is overhead you're paying for without using.

Paymennt is built specifically for the UAE operating environment: WhatsApp-first payment flows, Arabic support, AED settlement, and features designed around how UAE businesses collect money — payment links, QR codes, online shop, subscriptions, and event ticketing, all managed from a single mobile app.

AED 2,196Minimum annual cost to access PayTabs — before a single transaction fee
Questions answered
Is Paymennt cheaper than PayTabs for UAE businesses?+
For most UAE SMEs — significantly. PayTabs starts at AED 183/month. Paymennt's Basic plan is AED 0/month and the Standard plan is AED 49/month. If you're not processing enterprise-level volume, Paymennt is almost always the lower total cost.
Is PayTabs better for large businesses?+
PayTabs is purpose-built for MENA enterprise — government integrations, retail chains, high-volume merchants requiring multi-country coverage and enterprise SLAs. For UAE-only businesses growing toward that scale, Paymennt's enterprise plan (AED 250K+/month) covers that tier without the early-stage fixed cost overhead.
Does Paymennt have MENA coverage like PayTabs?+
Paymennt is UAE-focused. PayTabs covers the broader MENA region. For UAE-only businesses, Paymennt's UAE-specific features and local support are more relevant. For businesses operating across multiple MENA countries, PayTabs has a coverage advantage.
Can I grow from Paymennt Basic to enterprise?+
Yes. Paymennt's Enterprise tier (AED 250K+/month in volume) offers custom rates and infrastructure. Many businesses start on Basic and progress through Standard, Premium, and Enterprise without changing platforms.

Competitor pricing and feature information on this page is sourced from publicly available sources and was accurate at time of writing. Rates and product features change — always verify current pricing directly with each provider before making a decision. Paymennt pricing is accurate as listed on paymennt.com/pricing.

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The products and services mentioned on this webpage belong to PointCheckout FZ-LLC (Paymennt.com), a company incorporated under the laws of the United Arab Emirates, registered with the Dubai Development Authority under license no. 94485. Paymennt.com does not offer nor provide any banking or financial services either through itself, its subsidiaries, or affiliated entities. Paymennt.com only facilitates a digital payment services platform, serving as a technological intermediary for interactions between our clients and our licensed financial service provider partners in the UAE. Paymennt.com is PCI DSS Level 1 compliant.

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