From 1.85% + 1 AED or below per transaction · Grocery Premium rate · volume pricing available

Every transaction is a margin decision.

UAE grocery businesses qualify for a 1.85% processing rate or below — the same as education, the lowest MCC category available. WhatsApp delivery payments and online ordering included.

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Built for UAE Grocery & Supermarkets

WhatsApp delivery orders

Customer orders via WhatsApp. You confirm and send a payment link. They pay before the order is packed. No cash on delivery.

WooCommerce integration

Paymennt's WooCommerce plugin connects your online grocery store with no code. AED settlement. Local support. Standard plan.

Built-in online shop

No WooCommerce? Use Paymennt's built-in shop. List products, set prices, collect payment. No separate subscription required.

Multi-user access

Owner, manager, and cashier each get their own login and access level. One account, multiple staff.

QR code payments

Generate QR codes for in-store checkout points. Customers scan and pay — useful as a contactless checkout option.

Payment tracking dashboard

Track sales by channel — delivery, in-store, online — from a single dashboard on your phone or desktop.

See your annual savings with the grocery rate

At AED 100K/month volume, the Premium plan saves from AED 11,400/year.

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Pricing

Plan	Rate
Basic AED 0/month	2.9% + AED 1 No monthly fee — payment links, online shop
Standard AED 49/month	2.6% + AED 1 WooCommerce, multi-currency, 3 users
Premium AED 99/month	From 1.85% or below Grocery MCC rate + account manager + daily payouts

The margin maths for grocery

Grocery is a low-margin business. Processing fees are one of the few costs you can optimize without affecting your product or service.

At AED 100,000/month: from 1.85% = from AED 1,850 in fees vs AED 2,900 at 2.9% — saving from AED 1,050/month
At AED 500,000/month: saving from AED 5,250/month as the base, lower with volume

The Premium plan costs AED 1,188/year. At AED 100,000/month in grocery volume, the net annual saving is from AED 11,412 — and grows as your volume grows and rates decrease further.

WhatsApp delivery is the UAE grocery norm

Customers message their regular neighbourhood grocery on WhatsApp, the shop confirms and sends a payment link, payment clears before the order is packed. Cash-on-delivery risk disappears. Driver efficiency improves — no change to make, no waiting at the door.

For online ordering: Paymennt's WooCommerce plugin connects your store in minutes. For grocery shops without an e-commerce site, the built-in Paymennt shop covers online ordering without a separate WooCommerce or Shopify subscription.

Questions answered

What payment gateway is best for UAE grocery stores?+

Paymennt's grocery MCC Premium rate is from 1.85% or below — the lowest published category rate for UAE grocery. Combined with WhatsApp payment links, WooCommerce integration, and built-in online shop, it covers the full payment stack for UAE grocery operations.

Can UAE grocery stores accept WhatsApp payments?+

Yes. Paymennt generates a payment link you share in any WhatsApp conversation. Customers pay by card in under 30 seconds. No app download required.

How much does the grocery rate save vs standard rates?+

At AED 100,000/month: from 1.85% saves at least AED 1,050/month vs 2.9% standard, or over AED 12,600/year. At AED 500,000/month: saving from AED 5,250/month. Volume increases unlock even lower rates.

Does Paymennt integrate with WooCommerce for online grocery?+

Yes. Paymennt's WooCommerce plugin is no-code — install, connect, done. AED settlement, local support, and 9 currencies. Available from the Standard plan (AED 49/month).

UAE grocery's lowest processing rate. Built for how you operate.

WhatsApp orders, online shop, WooCommerce — all in one account.

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