Get Started →UAE Payment Gateway Comparison · Paymennt vs Paymob
Same entry rate. Very different platforms.
Paymob and Paymennt both start at 2.9% + AED 1 with no monthly fee. The comparison opens up when you look at what you get beyond processing a card — settlement speed, built-in tools, and what happens when your volume grows.
Start Free Compare PlansPaymob is a well-established platform with a strong track record across the MENA region, and is a solid choice for businesses wanting wide e-commerce platform support (Magento, WooCommerce, Shopify, Wix, and more), or for enterprises that want a regionally recognised brand. Their installment payment feature is also notable for retail businesses offering BNPL-style options.
Paymennt is the stronger fit for UAE small businesses and freelancers who want daily settlement, a built-in online shop without a separate Shopify subscription, event ticketing, or subscription billing. Paymennt's Premium MCC rates — from 1.85% or below for qualifying industries — give volume businesses a cost advantage not available on Paymob's published standard pricing.
| Plan | Paymennt | Paymob |
|---|---|---|
| Monthly fee | ✓ AED 0 (Basic) · AED 49 (Standard) · AED 99 (Premium) | ✓ AED 0 (Standard Plan) |
| UAE card transaction fee | 2.9% + AED 1 (Basic) / 2.6% + AED 1 (Standard) | 2.9% + AED 1 (Standard Plan) |
| International card fee | 3.5% + AED 1 (Basic) / 3.1% + AED 1 (Standard+) | ⚠ Contact sales — not publicly listed |
| MCC category rates | ✓ From 1.85% or below (Premium) — qualifying industries | ✗ Not publicly listed — enterprise inquiry only |
| Settlement speed | ✓ Daily payouts (Premium) · Weekly (Standard) · On-demand (Basic) | ⚠ Weekly settlement |
| Annual billing option | ✓ AED 831/year Premium (saves 30%) | — Not listed |
Transparent pricing published for all three plans — no inquiry needed.
| Feature | Paymennt | Paymob |
|---|---|---|
| Payment links (WhatsApp-ready) | ✓ All plans | ✓ Yes |
| Payment gateway / checkout API | ✓ Standard & Premium | ✓ Yes |
| Shopify integration | ✓ Standard & Premium | ✓ Yes |
| WooCommerce / Magento integration | ✓ Standard & Premium | ✓ Yes (incl. Magento, Ecwid, Wix) |
| Online shop (built-in, no Shopify needed) | ✓ All plans | ✗ Not offered |
| Subscriptions / recurring billing | ✓ Premium + AED 50/month | ✓ Yes |
| Installment payments (BNPL) | ✗ Not offered | ✓ Yes |
| Event ticketing | ✓ All plans | ✗ Not offered |
| Dedicated account manager | ✓ Premium | ⚠ Enterprise only |
| UAE-based team | ✓ Yes — UAE-founded | ⚠ Egypt-headquartered, UAE office |
| PCI DSS compliant | ✓ Level 1 | ✓ Yes |
Paymob settles weekly. For a business processing AED 30,000/month, that means roughly AED 7,500–10,000 of your revenue is in transit at any given time — unavailable for rent, supplier payments, or payroll. Paymennt's Premium plan settles daily (5 days a week), and the Basic plan offers on-demand payouts for AED 15.
The question isn't just what rate you pay — it's when you can use your money. For businesses with tight cash cycles or weekly operating expenses, daily settlement can be worth more than a 0.1% rate difference.
Paymob's strength is breadth of e-commerce integrations — Magento, Ecwid, CS-Cart, Wix alongside the standard Shopify and WooCommerce. If your tech stack uses one of those less common platforms, Paymob is the more certain integration.
Paymennt's breadth is in business model support rather than platform integrations: a built-in shop (no platform needed), subscription billing, event ticketing, and QR codes for in-person collection. If your business mixes online and in-person collection, sells tickets, or has a recurring revenue component, Paymennt covers those without a separate tool.
Paymob's installment feature is a genuine differentiator — enabling BNPL-style payment splitting that Paymennt doesn't currently offer. For retail businesses where purchase value is high and instalments drive conversion, that's worth noting.
Both gateways start at the same 2.9% + AED 1 entry rate. As your volume grows:
- Paymennt Standard (AED 49/month): drops to 2.6% + AED 1 — published, no negotiation needed
- Paymennt Premium (AED 99/month): unlocks MCC category rates from 1.85% or below for qualifying industries — education, F&B, grocery, and more
- Paymob enterprise rates: available by inquiry for high-volume businesses — not publicly listed
For UAE businesses in qualifying categories, Paymennt's published Premium rate gives cost certainty without needing to negotiate an enterprise deal.
Competitor pricing and feature information on this page is sourced from publicly available sources and was accurate at time of writing. Rates and product features change — always verify current pricing directly with each provider before making a decision. Paymennt pricing is accurate as listed on paymennt.com/pricing.
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Same starting rate. More built-in tools.
Start on Basic — AED 0/month. Add daily payouts, MCC rates, and a built-in shop as your business grows.
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