UAE Payment Gateway Comparison · Paymennt vs PayTabs
AED 183/month before a single transaction processes. PayTabs targets MENA enterprise — retail chains, government integrations, high-volume merchants. Paymennt targets UAE businesses at every stage, including the stage you're at right now.
Start Free Compare PlansPayTabs is a serious gateway for large MENA merchants — governments, enterprise retail, businesses processing millions monthly across multiple countries. Their MENA regional coverage and enterprise SLAs are genuine advantages at that scale.
For UAE SMEs: AED 183/month is a high fixed cost before volume justifies it. Paymennt offers a free entry plan, UAE-specific features (WhatsApp links, Arabic support), MCC category rates from 1.85% or below, and full management from a mobile app — without requiring enterprise-level volume to make the economics work.
| Plan | Paymennt | PayTabs |
|---|---|---|
| Entry / free plan | ✓ AED 0/month (Basic) | ✗ AED 183/month minimum |
| Paid tiers | AED 49/month (Standard) / AED 99/month (Premium) | AED 183+/month / Enterprise |
| Minimum annual cost | AED 0 (Basic) | AED 2,196 (minimum) |
| MCC category rates | ✓ From 1.85% or below (Premium) — published | ⚠ Available on inquiry — not publicly listed |
| Target market | UAE businesses — startup to enterprise | MENA enterprise / government |
Start on Paymennt's free plan. Pay nothing monthly until volume makes an upgrade worthwhile.
| Feature | Paymennt | PayTabs |
|---|---|---|
| Payment links (email, SMS, WhatsApp, any channel) | ✓ All plans | ✗ Not a focus |
| Built-in online shop | ✓ All plans | ✗ Not included |
| Subscriptions / recurring | ✓ Premium + AED 50/month | ⚠ Enterprise plan |
| Event ticketing | ✓ All plans | ✗ Not included |
| Mobile app (full management) | ✓ Full iOS & Android | ⚠ Limited |
| MENA multi-country coverage | ⚠ UAE focus | ✓ Full MENA |
| Dedicated account manager | ✓ Premium | ✓ Enterprise |
| UAE-based support | ✓ Yes | ✓ Regional |
| PCI DSS Level 1 | ✓ Yes | ✓ Yes |
PayTabs' AED 183/month plan makes sense when you're processing enough volume that the fixed cost becomes a rounding error. At AED 1,000,000/month, AED 183 is negligible overhead. At AED 20,000/month, it adds nearly 1% to your effective rate before a single transaction fee.
Paymennt's tiered structure scales with you: start free on Basic, upgrade to Standard (AED 49) when volume warrants, upgrade to Premium (AED 99) when category rates produce a net saving. At no point do you commit to enterprise-level fixed costs before your business justifies them.
PayTabs covers the broader MENA region — a genuine advantage for businesses operating in multiple countries. If you're UAE-only, that regional coverage is overhead you're paying for without using.
Paymennt is built specifically for the UAE operating environment: WhatsApp-first payment flows, Arabic support, AED settlement, and features designed around how UAE businesses collect money — payment links, QR codes, online shop, subscriptions, and event ticketing, all managed from a single mobile app.
Competitor pricing and feature information on this page is sourced from publicly available sources and was accurate at time of writing. Rates and product features change — always verify current pricing directly with each provider before making a decision. Paymennt pricing is accurate as listed on paymennt.com/pricing.
Built here. Supported by a team that answers the phone in your timezone.
Start Free on Paymennt Compare All Plans