Get Started →UAE Payment Gateway Comparison · Paymennt vs VaultsPay
One platform for enterprise. One built for your business.
VaultsPay is a comprehensive fintech platform — POS hardware, card issuing, crypto payouts, corporate wallets. Paymennt is built specifically for UAE SMEs and freelancers who want to accept online payments without a complex setup. Here's where each fits.
Start Free Compare PlansVaultsPay is an enterprise-grade payments infrastructure company — suited for larger businesses needing physical POS hardware, card issuing programmes, payroll cards, IBAN business accounts, or crypto settlement. Their product depth is significant, and their Mastercard partnership and Ajman Bank tie-up reflect serious institutional capability.
Paymennt is the better fit for UAE SMEs, freelancers, and growing startups who want transparent online payment pricing, same-day account opening, and a purpose-built platform for payment links, gateway API, subscriptions, and events — without navigating an enterprise sales process or committing to hardware.
| Plan | Paymennt | VaultsPay |
|---|---|---|
| Pricing transparency | ✓ Fully published — Basic AED 0, Standard AED 49, Premium AED 99/month | ✗ Not publicly listed — contact sales required |
| Entry / free plan | ✓ Basic — AED 0/month, 2.9% + AED 1 | ⚠ Unknown — pricing by inquiry |
| Standard transaction fee (UAE cards) | 2.6% + AED 1 (Standard plan) | Not publicly listed |
| MCC / volume rates | ✓ From 1.85% or below (Premium, qualifying categories) | Not publicly listed |
| Settlement speed | ✓ Daily (Premium) · Weekly (Standard) · On-demand (Basic) | Not publicly listed |
| Account opening | ✓ Same-day for most applications | ⚠ Enterprise onboarding process |
Full pricing published — Basic, Standard, and Premium — no inquiry needed.
| Feature | Paymennt | VaultsPay |
|---|---|---|
| Payment links | ✓ All plans | ✓ Yes |
| Payment gateway / checkout API | ✓ Standard & Premium | ✓ Yes |
| Shopify / WooCommerce / Magento | ✓ Standard & Premium | ✓ Yes |
| Online shop (built-in) | ✓ All plans | ✗ Not offered |
| Subscriptions / recurring billing | ✓ Premium + AED 50/month | ✓ Yes |
| Event ticketing | ✓ All plans | ✗ Not offered |
| POS hardware / physical terminals | ✗ Not offered | ✓ Yes — full POS, mobile POS, cashier machines |
| Card issuing (prepaid / payroll / corporate) | ✗ Not offered | ✓ Yes |
| IBAN business account | ✗ Not offered | ✓ Yes |
| Crypto payouts | ✗ Not offered | ✓ Yes |
| WeChat Pay / Alipay / UnionPay | ✗ Not offered | ✓ Yes |
| Dedicated account manager | ✓ Premium | ⚠ Enterprise clients |
| PCI DSS compliant | ✓ Level 1 | ✓ Yes |
VaultsPay is building payments infrastructure — the kind that banks, large retailers, and corporate entities use to issue cards, manage payroll, settle across currencies, and accept payments in a physical retail environment at scale. Their Mastercard partnership and Ajman Bank instant-settlement POS platform reflect an enterprise-first approach.
Paymennt was designed around a different question: how does a UAE freelancer, SME, or growing startup start accepting card payments online in the simplest, most cost-transparent way possible? Payment links that work over WhatsApp, a built-in online shop, subscriptions for recurring revenue, and event ticketing for community businesses. All with published pricing and same-day account opening.
They're not competing for the same customer — but if you're reading a comparison page, you're probably evaluating which one is right for you.
VaultsPay does not publish pricing on their website. To get a rate, you need to go through a sales process. That's standard for enterprise payment infrastructure — pricing is negotiated based on volume, vertical, and settlement requirements.
Paymennt publishes every plan, every rate, and every fee on their pricing page. For a small business or freelancer evaluating payment gateways, knowing what you'll pay before you sign up is a meaningful practical difference — especially when margins matter.
If your business needs any of the following, VaultsPay is worth a serious conversation:
- Physical POS terminals or mobile card readers for in-person payments
- Payroll cards or prepaid card programmes for your team
- An IBAN business account as part of your payment infrastructure
- Crypto settlement for international payments
- WeChat Pay, Alipay, or UnionPay for Chinese customer bases
- BIN sponsorship or card issuing as a business product
These are products Paymennt doesn't offer — and for businesses that need them, VaultsPay has genuine capability.
If you're a UAE freelancer, SME, or startup that wants to:
- Start accepting online payments today — without a sales call
- Know exactly what you'll pay before you start processing
- Send payment links over WhatsApp to clients
- Sell from a built-in online shop without needing Shopify
- Collect event ticket payments or manage subscriptions
- Get category-specific rates from 1.85% or below as your volume grows
Paymennt is purpose-built for that. Same-day account opening, published pricing, and a UAE-based team.
Competitor pricing and feature information on this page is sourced from publicly available sources and was accurate at time of writing. Rates and product features change — always verify current pricing directly with each provider before making a decision. Paymennt pricing is accurate as listed on paymennt.com/pricing.
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Built for UAE SMEs. Priced transparently.
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